For far too many people, car ins looks like a choice, and not really a must. For an individual who has got a car, car is truly a must to be protected in regards to your car. For many states, automobile ins is mandatory and necessary in order to have an auto and register it. Having car ins protects the other drivers whenever there is a crash. Until you understand that you have been in a car accident and suddenly are paying 1000s of dollars, you do not see that having vehicle ins is really a good thing.